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Medicare guidance · {{custom_values.ab_website__licensed_states}}

Medicare, explained by someone you can sit down with.

Clear answers about Medicare Advantage, Medicare Supplement, and prescription drug plans, reviewed around your doctors, medications, and budget.

By phone or in person. No obligation to enroll.

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MeetPhone or in person
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Where to begin

Start from where you are today.

Each guide explains the essentials in plain language, so you arrive at our conversation already oriented.

01

Turning 65

When to enroll, what Parts A and B cover, and which deadlines help you avoid late penalties.

Medicare basics
02

Already on Medicare

Check that your plan still fits your doctors, prescriptions, and expected costs for the coming year.

Coverage options
03

Enrollment season

From October 15 to December 7 you may review and change coverage. Know what to prepare before you compare.

Prepare to compare
How we work

A considered process, at your pace.

No scripts and no pressure. The conversation follows your questions.

I.

Listen first

Your doctors, prescriptions, budget, and the way you prefer to receive care.

II.

Explain side by side

The plans we offer, compared in plain language against what matters to you.

III.

Stay available

You decide when you are ready, and you keep a direct contact for questions later.

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Your agentOur team
“Most people don’t need more information about Medicare. They need someone to help them make sense of it.”

I’m {{custom_values.ab_website__agent_display_name}}, a licensed insurance agent. I help families understand their Medicare options, then walk through the plans I offer so they can decide with confidence.

{{custom_values.ab_website__agency_display_name}} is a team of licensed insurance agents. We help families understand their Medicare options, then walk through the plans we offer so they can decide with confidence.

Licensed in{{custom_values.ab_website__licensed_states}}
AppointmentsPhone or in person
More about {{custom_values.ab_website__agent_first_name}}Meet the team
Before we talk

Common questions.

You don’t need every detail figured out before a conversation.

All resources
What should I have ready?

Your Medicare card if you have one, a list of your doctors, and your current prescriptions with doses. Whatever you have is enough to start.

Can we meet by phone or in person?

Yes. Choose when you schedule. For phone appointments, your agent calls you at the time you select.

Do I have to enroll if we talk?

No. A conversation is not an enrollment, and there is no obligation to enroll in any plan.

Do you offer every plan in my area?

No. We do not offer every plan available in your area. For information on all of your options, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.

Next step

Bring your questions. Leave with a clear next step.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY users call 1-877-486-2048), or your local State Health Insurance Program (SHIP) to get information on all of your options.

{{custom_values.ab_website__agency_display_name}} is not connected with or endorsed by the U.S. government or the federal Medicare program. {{custom_values.ab_website__agent_display_name}} is a licensed insurance agent in {{custom_values.ab_website__licensed_states}}, NPN {{custom_values.ab_website__npn}}.{{custom_values.ab_website__agency_display_name}} is a licensed insurance agency in {{custom_values.ab_website__licensed_states}}, NPN {{custom_values.ab_website__npn}}; plans are offered through its licensed agents. Submitting a form or scheduling a conversation does not enroll you in a plan, and there is no obligation to enroll.

ABCFG|agency_display_name=Larraine Protects|agent_display_name=Larraine DeRizzio|agent_first_name=Larraine|agency_logo=https://assets.cdn.filesafe.space/83YGkR8L5OzT84xZCX3g/media/6aac57129f7712ce36c5e208.png|profile_image_url=https://files.leadconnectorhq.com/file/6aa9905cc73b042e1411f040/heashot.jpg|primary_color=#b5501a|secondary_color=#0f3d4a|heading_color=#0f3d4a|body_text_color=#3d4448|page_background_color=#fbf4ec|section_background_color=#ffffff|button_style=pill|business_phone=(754) 268-1864|[email protected]|office_address=|licensed_states=Florida|default_agent_headshot=|default_agency_logo=|support_phone=(754) 268-1864|[email protected]|medicare_disclaimer=We do not offer every plan available in your area. We currently represent organizations offering products in your area. For a complete list of options, contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Program (SHIP).|copyright_owner=Larraine Protects|hero_image_url=https://assets.cdn.filesafe.space/KmM5HbYwLPbe6nE7DRIR/media/afee3bb5-5b46-4d0c-bcea-9f662001d201.png|npn=22123464|site_config=template=classic